--- title: Why would a customer pay with Leanpay instead of a credit card? description: The buyer decides independently which payment method they want to use. Different means have different advantages. --- [Skip to content](https://help.leanpay.com/en/knowledge/why-would-a-customer-pay-with-leanpay-instead-of-a-credit-card#main-content) English Show submenu for translations [![Leanpay logo](https://help.leanpay.com/hubfs/LeanPay%20logo%20-%20final_Leanpay%20-%20black-2-1.svg)](https://help.leanpay.com/en/knowledge?hsLang=en) - Open main navigation Close main navigation - - English Show submenu for translations - - [Contact us](https://help.leanpay.com/en/knowledge/kb-tickets/new) [Contact us](https://help.leanpay.com/en/knowledge/kb-tickets/new?hsLang=en) Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://help.leanpay.com/en/knowledge?hsLang=en) 2. [For vendors](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en) 3. [General information about Leanpay and the possibilities of using Leanpay](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#general-information-about-leanpay-and-the-possibilities-of-using-leanpay) # Why would a customer pay with Leanpay instead of a credit card? ## The buyer decides independently which payment method they want to use. Different means have different advantages. **The advantages of Leanpay services are:** 1. Ease: - The buyer can [**use the "Check your limit" button **](https://25336988.hs-sites-eu1.com/sl/knowledge/kako-lahko-vnaprej-preverim-ali-bi-dobil-limit-pri-leanpay-kaj-pomeni-gumb-preveri-svoj-limit?hsLang=en)to determine in advance whether and what limit you could get at Leanpay - anywhere and anytime, without waiting, routes and to-do, documents, or analysis - by entering a pair of data in a few minutes. - **When a customer uses Leanpay for the first** time, Leanpay makes a full assessment and allows for first use and an informational **limit in minutes**. The Leanpay service can be used by the customer in the store or at home from the supplier without first sending any information or documents to Leanpay; - **for all subsequent uses,** Leanpay customer only needs a mobile phone and a pair of clicks. 2. Transparency: **Leanpay displays all costs, interest rates, and all payments upfront**, even before the buyer decides on the credit. Leanpay ensures that costs will not change over the course of the repayment. The repayment plan can also be checked by the buyer at any time at time. 3. Leanpay gives the **[customer a personal portal "My Leanpay", where](https://25336988.hs-sites-eu1.com/sl/knowledge/kaj-je-moj-leanpay?hsLang=en)** the customer (via mobile phone, computer, etc.) has at any time insight into all information about purchases and payments in installments, edits their settings, and communicates with Leanpay. - [News](https://help.leanpay.com/en/knowledge/news?hsLang=en) - [About Leanpay](https://help.leanpay.com/en/knowledge/about-leanpay?hsLang=en#main-content) - [All about Leanpay company](https://help.leanpay.com/en/knowledge/about-leanpay?hsLang=en#all-about-leanpay-company) - [For buyers](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#main-content) - [Check your limit!](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#check-your-limit) - [First installment with Leanpay](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#first-installment-with-leanpay) - [Data entry when applying for a loan](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#data-entry-when-applying-for-a-loan) - ["My Leanpay" - the customer's personal portal](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#my-leanpay-the-customers-personal-portal) - [Repayment of obligations](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#repayment-of-obligations) - [Completed purchase, verified user, conclusion of credit agreement with Leanpay](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#completed-purchase-verified-user-conclusion-of-credit-agreement-with-leanpay) - [Client verification](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#client-verification) - [Terms and informational credit calculations](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#terms-and-informational-credit-calculations) - [Cancellation of the loan and early repayment of the loan](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#cancellation-of-the-loan-and-early-repayment-of-the-loan) - [Creditworthiness, Sisbon credit register, approval, and rejection](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#creditworthiness-sisbon-credit-register-approval-and-rejection) - [Miscellaneous](https://help.leanpay.com/en/knowledge/for-buyers?hsLang=en#miscellaneous) - [For vendors](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#main-content) - [Instructions for use](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#instructions-for-use) - [Procedures - How do I use Leanpay as a vendor?](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#procedures-how-do-i-use-leanpay-as-a-vendor) - [General information about Leanpay and the possibilities of using Leanpay](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#general-information-about-leanpay-and-the-possibilities-of-using-leanpay) - [Helping customers using Leanpay](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#helping-customers-using-leanpay) - [Delivery verification process](https://help.leanpay.com/en/knowledge/for-vendors?hsLang=en#delivery-verification-process) [![LeanPay logo - final\_Leanpay - white](https://help.leanpay.com/hubfs/LeanPay%20logo%20-%20final_Leanpay%20-%20white.svg "LeanPay logo - final_Leanpay - white")](http://leanpay.si) [mailto:info@leanpay.com](mailto:info@leanpay.com) Copyright © 2025, Leanpay