I can only take out credit with interest and interest-free and Leanpay (0% EOM, "shredded price") if it is offered by the store where I decided to buy.
From time to time, The Store and Leanpay may offer promotional, special, or different terms from those set out here.
The concrete terms for my credit are shown to me at the beginning of the process before the application is submitted and the contract is signed on screen and in the form of standard prior information. Only those terms are right and apply to the credit agreement and depreciation plan.
The conditions set out below are an informative example only.
Learn more about Leanpay here.
I can view the credit agreement, business details, general terms, privacy policy, and more at any time in my personal portal My Leanpay. I will receive a link to my Leanpay after the application has been completed or after the "Verify your limit" procedure has been completed in a text message and e-mail.
Conditions and examples of calculation
NOTES:
- For online payments in installments, Leanpay may request a deposit of between EUR 100 and EUR 300 for purchases above EUR 1,000 and up to EUR 5,000, payable using a debit or credit card. The payment shall be used to cover the costs and part of the principal. The repayment plan shall be adjusted to this and shall be clearly shown to the customer before the credit decision in the Standard Prior Information.
- Leanpay allows the process to be carried out without documentation, but under the General Terms and Conditions, Leanpay may request additional evidence from the borrower at any time (during the process or ex-post) additional evidence, such as a copy of the monthly bank statement, which must show the inflow of earnings during the previous 3 months or the original printout of the transaction on the personal transaction account from the e-bank application, which clearly shows the information provided, a photograph of a valid bank card with the TRR number of the borrower, a bank's certificate of inflow to a personal TRR in respect of earnings during the previous 3 months, an employer's certificate of pay (payroll) for the previous 3 months, or other supporting documents.
- Basic conditions: nationality of the Republic of Slovenia and permanent residence in the Republic of Slovenia, age at the time of approval from 18 to 73 years, the possibility of verification of data in Sisbon, the credibility of data transmitted, regular monthly inflow (all forms of employment other than student work), positive credit assessment or creditworthiness found.